Accident Insurance
The Union Plus Accident Insurance Difference:
- No-cost coverage. Up to $20,000* of no-cost accidental death (AD) insurance coverage for one year. No medical exam.
- Union Plus insurance is underwritten by The Hartford.
- Strict program oversight by an unpaid, independent board of AFL-CIO trustees who are retired union members.
- Strike/layoff benefits that help protect union members when you're out of work. Your premium is waived if you are out of work on a union-sanctioned strike, layoff or lockout lasting 30 days or more, and no occupational exclusions.
- Support from a third-party union member advocate for union members requesting assistance. Staffed by union members, these advocates ensure that you and your family get the information you need, without you ever having to settle for less.
Your union membership entitles you to enroll in no-cost coverage for accidental death (AD) insurance.
Enroll on the special insurance site to take advantage of up to $20,000* worth of no-cost accidental death coverage, provided by Union Plus for one full year. No medical exam. No hassle.
Or opt for even greater protection of up to $200,000 in Accidental Death and Dismemberment coverage at low group rates - just for union members and their families - because in case of accidental death, your family may need the financial protection.
*All coverage is reduced by 50% at age of 70 and older. This reduction also applies even if you have attained the age of 70 when you first obtain coverage.
- Phone: Call 1-800-393-0864 and an experienced rep will help you get the best insurance for your situation.
- Online: Visit the Union Plus Insurance site and enroll online.
Comprehensive Accident Plan (CAP)
- CAP is an all-in-one solution, combining three different types of coverage, including:
- Hospitalization resulting from an accident
- Disability resulting from an accident
- Accidental death
Accident insurance service features
- $10,000 of coverage for death due to any other type of accident at home, at work and while commuting or traveling anywhere in the world.
- $10,000 of additional coverage against accidental death while at work.
- Enhanced coverage: For added protection and peace of mind, you may choose to purchase additional accidental death and dismemberment (AD&D) coverage from $25,000 to $200,000 at group rates.
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