Several types of coverage
- Term-to-70 Life Insurance (for ages 18-64) Whether it's from an illness or an accident, you can increase your family's security until age 70 without ever reapplying or losing benefits. Life insurance rates are based on a unique 5-year band plan. And with its "living benefit" feature you can collect benefits from this life insurance when you might need them the most - during a terminal illness. Term-to-70 life insurance is most popular with members ages 30 to 39 and Union Plus is very competitive for those ages for both males and females.
- 10-Year Term Life Insurance (for ages 25-64) An economical way to get the most life insurance protection during those crucial years when your family bills - such as the mortgage or college tuition - are at their highest. Your life insurance premium and benefits are fixed for ten years (with re-application available).
- Senior Term Life Insurance (for age 55 and over) Designed for mature empty-nesters who don't want to leave the burden of final expenses on their families after they die. There's no termination age for this life insurance. A range of coverage options to fit your budget is available. And a "living benefit" feature allows you to collect benefits, and pay no monthly life insurance premium, when you might need them the most - during a terminal illness.
To apply for Union Plus Life Insurance
Life Insurance Service Features
Learn about the details of Union Plus term life insurance on UnionPlusInsurance.com:
Customer Service
- For any questions, including submitting a claim or enrollment, call Union Plus Insurance directly at 1-800-393-0864 (M-F, 8 am to 7 pm, ET).
- You may also submit questions online through the Union Plus Insurance site.
- We realize that sometimes you may need help with a concern about using a Union Plus program. The Union Plus Member Advocacy Program, staffed by OPEIU Local 2 members, is here to help you resolve any problems. Contact us at 1-800-472-2005 (8:30 a.m. - 4:30 p.m. ET, weekdays) or online at UnionPlus.org/Customer.
Union Plus Insurance is underwritten by Hartford Life and Accident Insurance Company.1.
1 The Hartford® is The Hartford Financial Services Group, Inc. and its subsidiaries, including issuing company Hartford Life and Accident Insurance Company.
Colorado WINS members are eligible to receive many other discounts and benefits. For more information please call Colorado WINS direct at toll free 1-866-900-7945.
