The Union Plus myFICO program allows members to access all the features of the regular public myFICO site and at checkout, receive a 15% discount on all FICO scores and credit reporting, monitoring, and coaching product purchases. What's a FICO credit score? It's a snapshot of your credit risk picture at a particular point in time. The higher your FICO credit score, the lower the risk to lenders. Fair Isaac Corporation develops the mathematical formulas used to produce FICO scores.

Why should you know your credit score? Because lenders do. Banks and other lenders check your FICO score when you apply for, and use credit.

Knowing your FICO credit score puts you one step ahead when you apply for a mortgage or loan. Experts also recommend checking your credit score annually for accuracy.  

Demystify the world of money, credit, and FICO credit scores; and help you understand how lenders determine the interest rates and credit limits they offer you.

It's the leader in credit scoring. You can learn what interest rates to expect in your state for your FICO credit score, and use the FICO Savings Calculator tool to see how much money you could save on monthly loan payments by improving your FICO credit score.

 

FICO® Standard - 1 FICO score and 1 credit report from either Transunion or Equifax credit bureaus